Stripe has announced plans to launch Stripe Capital in Australia.
The announcement was made at Stripe Tour Sydney, where the company also highlighted products using AI and stablecoins.
Stripe reported that it now supports more than one million users across Australia and New Zealand, ranging from global businesses to sole traders, with tens of thousands more joining each month.
This comes after Stripe’s announcement of a series of product updates in Singapore as it looks to support global growth for Asian businesses through stablecoin payments and AI.
These announcements were made at Stripe Tour Singapore 2025.
Stripe Capital will offer eligible SMBs access to fast and flexible financing through the Stripe platform, enabling them to invest in growth and manage cash flow.
“SMBs are the backbone of the Australian economy, but around half report difficulty securing funding,”
said Karl Durrance, managing director for Australia and New Zealand at Stripe.
“With the cost of business rising sharply in recent years, Stripe Capital can help businesses stay resilient amid economic uncertainty.”
The service uses Stripe data, such as a company’s payment processing activity, to provide pre-approved financing offers.
Once an offer is accepted, funds are typically disbursed within one to two business days.
Repayments are made as businesses earn, with no compounding interest, late fees, or early repayment penalties.
Stripe Capital is expected to be available to Australian businesses in the coming months.
Platforms using Stripe, such as me&u, will also be able to extend financing offers to their customers through the service.
A study conducted by YouGov and Stripe, which surveyed 2,330 business owners and senior decision makers across the Asia-Pacific region, found that Australian businesses remain positive about adopting new technologies.
According to the research, 70% of Australian decision makers surveyed have already integrated AI into their operations.
Stripe users in Australia are among the leading adopters of agentic AI globally, ranking second only to the US for use of Stripe’s agent toolkit.
Over half (53%) of those surveyed are using, or planning to use, stablecoins.
With Australian businesses on Stripe experiencing 30% year-on-year growth in payments from overseas buyers, stablecoins could further support international expansion.
Stripe supports several leading companies in Australia and New Zealand, including Atlassian, Canva and Xero. Globally, the company processes more than US$1.4 trillion in payments annually.
Featured image credit: Stripe
The article first appeared on Fintech News Singapore
